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Private Loans

Private loans are credit-based loans from private lenders available to assist families with educational expenses. Interest rates, fees, and loan terms will vary depending on the lender chosen and private loans will most likely be more expensive than federal loans. Consider private loans, after all other federal and institutional aid opportunities are explored.

Photo of Bruiser the Bulldog, Concordia's mascot

Please click the link below to view Concordia’s lender list.  The lenders on the list were selected based on the number of Concordia students who chose to borrow from them in the past year. Our institution has worked with these lenders in the past, and previous borrowers had positive experiences working with them. Lenders are reviewed annually to ensure they adhere to our criteria. Any lenders that no longer adhere to our criteria are removed, and new lenders are added. At least four lenders will be presented to you at all times. You are free to choose any lender including those not presented. Application processing will not be delayed unnecessarily if you choose a lender not presented.

View our lender list

Concordia University’s Student Loan Code of Conduct

  1. Concordia University does not participate in revenue sharing agreements with lenders or accept inducements of any value from lenders in exchange for preferential treatment on lender lists.
  2. Concordia University does not participate in contracting arrangements with lenders that provide compensation to the University, its faculty or staff.
  3. Concordia University does not accept gifts above a nominal value from lenders.
  4. Concordia University does not assign a lender to a borrower or refuse to certify a loan for a borrower’s choice of lender.
  5. Concordia University does not allow lenders to help staff their offices for any reason.
  6. Concordia University and its staff do not accept compensation for service on the advisory boards of lenders.
  7. Concordia University, its faculty and staff will not enter into any arrangements with lenders that may result in a conflict of interest, perceived or real. This includes refraining from taking any action that is contrary to law, regulation, or the best interests of the students and parents served by the University.

Concordia University's Student Loan Code of Conduct fully complies with the requirements of the Higher Education Opportunity Act of 2008.