FAFSA Professional Judgment

Professional Judgment (Special Circumstances)

The Financial Aid Office of Concordia University has established a process to allow for adjustments to an individual’s federal aid application (FAFSA) based on special circumstances within the household. When considering the application, the financial aid office takes into account the availability of funds, the timeliness of the original application for financial aid, the timeliness of the application and the nature of the change in circumstances. It is important to know that not all changes in circumstances will result in an adjustment to the student’s eligibility. Applications are reviewed after all supporting documents are received. Please allow 6 weeks to complete. A professional judgment will be determined and the student will be notified via email. A review does not guarantee an adjustment to your aid and may, in fact result in a decrease in eligibility.

NOTE: BEFORE AN APPEAL IS CONSIDERED, THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA) MUST BE FILED.

Required Documentation for all Professional Judgment Requests

All Professional Judgment Requests must include the following documents. Additional documents may be required depending upon the type of circumstance for which you are requesting professional judgment review. Please review the Professional Judgment Request Form for additional documents required. Include student’s name and student ID/J number on the top of each page submitted.

  1. Professional Judgment Request Form 
  2. Appeal Letter - Write a detailed description of the special circumstances that affect your financial situation.
  3. Verification Worksheet with IRS Tax Transcript Attached - If you have already provided a Verification Worksheet, you do not need to resubmit.
  4. Additional Documents Specific to your Special Circumstance - see the Professional Judgment Request Form for additional documents you may need to submit.

The following adjustments are not considered extenuating circumstances for consideration of a Professional Judgment Request.  :

  • Car payments and car insurance
  • Credit card payments and unusual expenses related to personal living
  • Filing of Chapter 7 personal bankruptcy
  • Medical insurance premiums
  • Mortgages and Rent
  • Home equity, IRA, 403B and 401(k) Loans
  • Parents will not help pay for college
  • Reductions in family’s gross income of less than 15%.